Everstream Mortgage
Four Tower Bridge, 200 Barr Harbor Drive, Suite 400-425, West Conshohocken, PA 19428
www.everstreammortgage.com
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Total loans closed with Loan Factory
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Total loans closed with Loan Factory (past 12 months)
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Lender overview
Basic information
Filo Mortgage, L.L.C. DBA Everstream Mortgage ISAOA/ATIMA Four Tower Bridge, 200 Barr Harbor Drive, Suite 400-425 West Conshohocken PA 19428
Filo Mortgage, L.L.C. DBA Everstream Mortgage ISAOA/ATIMA Four Tower Bridge, 200 Barr Harbor Drive, Suite 400-425 West Conshohocken PA 19428
Lock policies & Fees
Lock Policies
Free 3-day extensions on all files, 2.5bps per day after that
Lock Options: 15 days, 30 days, 45 days, and 60 days.
30 days worst-case on expired locks, no penalty afterwards
Lender's niche & Overlays
Consistently low rates on Conventional, FHA and VA and non-QM programs including Bank Statement, DSCR, asset depletion, Jumbo and more.
Allow lender credit to cover BPC.
50% max LTV on VA Manual underwrites
580 minimum FICO
Lender turn time
1
1
1
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